General Liability For Nonprofits

We understand that nonprofits are unique. You serve people first and foremost.  But just because you are a nonprofit, does not mean that you are exempt from litigation.  Nonprofits need General Liability Insurance to protect their organization from unforeseen events.

General Liability Insurance should be the foundation of your Nonprofit’s insurance program. General Liability Insurance provides the following coverage:

• Bodily Injury - Bodily Injury to a third party.
• Property Damage - Damage to a third party’s property (equipment, building etc.).
• Personal Injury- Injury to the mind or emotions, as opposed to an injury to property.
• Advertising Liability - Damages arising out of advertising, libel, slander and invasion of privacy.
• Products & Completed Operations - Liability arising out of the Nonprofit’s products or business operations and services conducted, excluding professional services.
• Premises - Covers liability arising out of injury to third parties while on your premises.
• Medical Payments - A general liability coverage that reimburses others, without regard to the insured's liability for bodily injury while on your premises.

General Liability Insurance is designed to cover defense costs as well as judgments. It is an important part of your insurance program that we recommend for your nonprofit organization.

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