We are moving into flood season. The next six to eight months are prime times when flooding occurs. If you live in a flood zone we recommend flood insurance, but did you know that even if you don’t live in a flood zone you may need flood insurance? According to Flood Smart, 20% of flood claims come from low risk areas.
Remember your homeowners insurance excludes flood damage. Flood insurance does not cover trees, landscaping or fences.
Flood Insurance Questions
- “Once a flood occurs I can get coverage”. Normally, there is a 30-day waiting period for coverage.
- “I don’t live next to water, so I do not need flood insurance”. You may live miles away from water and still have a flood risk.Anyone can buy flood insurance as long as your community participates in NFIP.
- “You can’t buy flood insurance if your property was flooded before”.People are eligible to buy flood insurance after a flood, as long as the community participates in NFIP.
Call our professional staff today for more information. Don’t wait until you’re knee deep in water!
Protect what matters most to you with Car, Home, & Business insurance. We offer the best combination of competitive rates, coverage and personal service in St Louis.
Get a Fast Free Online Quote. Save 30% on Commercial Auto Insurance, Contractors Insurance & General Liability Insurance.